ANZ Optimum World MasterCard is the best card
for occasional travelers who earn at least $80,000 each year. You
can choose one of four categories to earn unlimited 5% cashback on
purchases in your selected category. The four categories you can
pick from are travel, dining & leisure, shopping and groceries,
and you can earn cash back on those purchases anywhere in the
world.
You can choose the category you want every calendar quarter
(January - March, April - June, July - September, October -
December), so you can choose travel as your category if you expect
to book travel during the coming calendar quarter, but the rest of
the time you can enjoy the 5% unlimited cashback on purchases you
make closer to home by choosing either groceries, dining &
leisure or shopping as your category. On all other purchases you
will earn 1% cashback, which is pretty good for a flat rate on
everyday spending!
This card also comes with a lot of dining, shopping and leisure
privileges both in Singapore and overseas. When you sign up for
this card, you get a $100 cash rebate! This card has a $180 card
fee per annum (waived for the first year). Here's
our ANZ Optimum World MasterCard review.
UOB One Card is another great
card to use for your spending throughout the year, whether in
Singapore or when travelling overseas. You can earn 5% cashback
($300 per calendar quarter) on all your spending, as long as you
make at least 3 purchases and spend $2000 each month in a calendar
quarter.
If you spend only spend $500 per month for each month in a quarter
(and make 3 purchases monthly), you will earn $50 cashback (3.33%).
If you spend $1000 and make 3 purchases each month in a calendar
quarter, you will earn $100 cashback for the calendar quarter
(3.33% cashback).
You can get up to 20% instant SMART$ cashback when you use your
card to pay at over 900 participating merchants (EpiCentre,
Sephora, Caltex, Cathay Cineplex, Metro). You also get dining
privileges in Singapore. This credit card has a $128.40 annual fee
(waived for the first year). Here's our review of UOB
One Card.
This article was originally on the GET.com
blog at: Infographic: 2 Best Credit Cards For Occasional
Travelers In Singapore .