got perks to vote for pap?
talk term first 
got lah.. they got a very professional team helping u to manage ur
retirement money.... then give u big big pigeon hole to stay in for
ur life as long as u dun life over 99 yrs and u only need to pay
1000.. then they get all the FT to help u do all the work that u
dun wan to do.... and employed the BEST brain in sg with top salary
to manage singapore.....