most of us will have to work our hearts out and waiting for the
minimum cpf sum pay out...house loans, mortgages, lots of others
miscellaneous...
it still depends on how we use the money well and smartly ...and
for guys....even worse....with the lop sided marital policies, we
lose even more in terms of financial ...
why do we see so much discontents? because we can never escape from
the vicious cycle