haha 
,
why are you comparing yourself with your peers, or anybody.
比上不足，比下有余，人比人，气死人。you just can't just provide your family with
words of wisdom from the wise man, you must show them you are wise
man too .
You need to plan for retirement, realistic planning. If all you
have for retirement is your CPF, then the government is right
that you should not take all at 55, and leave nothing when
you are 65, who would look after you if you survive at
75, especially when you don't have children to depend on
?
who actually retire at 35 - 40? if they can make that much money
within such a short time, would they give up and retire? money
no enough.
I don't wait till sickness strikes to worry about mounting
medical bills. I have enough insurance coverage for me and family,
for hospitalization and critical illness. I say the same for most
peers working. Not so sure about old folks, especially those with
no children, that is probably a major medical issue in singapore
society.
worry will only weaken you, it will not increase your time on
earth by 1 min! so why worry, be happy.
By the way, spend time with your children even before you
retire. your children deserve parental care when they are born.
don't give them money and maid while you are out accumulating your
wealth for retirement.
You don't need to compare with your peers. Your family will.
Like you said, things could be very different when its time to
raise children. If you are still working, do you think your
child will be spending more waking hours with you to get influenced
by your positive thinking as compared to being in the education
system where comparison with peers is rife?
Who talked about retiring at 35~40? I'm talking about being
self-sufficient to retire by then, but doesn't necessary mean you
need to retire. At 27 yrs old, I'm already self-sufficient; there's
no need to work hard anymore if it's just myself. I continue to
work so that I will have the cash to support a family in addition
to my gf's and my parents in the future, that's all. If it's just
by myself, I can almost retire already. Work for the sake of fun,
for the sake of spending time, but not for the sake of $ at all.
That's what I mean.
Like what WB says, he tap dance to work everyday. I can say that
for myself too
And....
if they can make that much money within such a short time, would
they give up and retire?
Well, aren't you the one who said:
may be to you money is everything, to me I pay a price for the
money I make. If I have to sacrifice my time for my family or
if I work so hard and spoil my health for a few dollars more, then
that few dollars is bad for me. to you every cent is
good.
Why wouldn't they give up and retire?
Btw, who said you need to work so much harder for a few dollars
(or rather, a few thousands) more such that you have no time for
your family? Your brain power is excellent and priceless,
trust me. 
This is seriously a compliment
