Singapore teacher burdened by hefty mortgage loan for HDB fl

last SG · 2010-03-24T18:51:58+00:00

that abit weird. i use to work as a sales engineer after grads. company pay me $800 car allowances( petrol included) + company season parking at office build...

novelltie SG

you should quickly go book one BTO first dude, even if you do not intend to stay in HDB your whole life. A brand new flat twice in a life time is every citizen's entitlement. Once you have fulfilled the minimum occupation period, value sure appreciate one, so it's a win-win-win situation however you look at it. Think of it as our backdated NS pay

smart guy!

Fatum SG

book already

queue number 581 out of 400+ 4-rm flats

quickly try again lah ! .... one shot $10 only mah ..... there's another thousand plus batch coming up at punggol next month.

we got lucky .... first time whack tio liao ..... v

eagle SG

quickly try again lah ! .... one shot $10 only mah ..... there's another thousand plus batch coming up at punggol next month.

we got lucky .... first time whack tio liao ..... v

Might whack the Fernvale one for 5-rm... Mar 2010 one

The first one is Buangkok one, 4-rm, Jan 2010. Not near any MRT, but I think location not bad...

jojobeach SG

that is subjective... we have no kids yet and we do not plan on having yet anytime soon... also, for the 2 years, we were trying to save some money for the wedding and renovations... so we decided that BTO suits us better...

we can wait - we need to raise funds for the wedding
we don't wish to pay $400,000 for something we can get at $250,000 for just waiting 3 years.

even if we rent 2 rooms at $1000 a month, 3 years will cost us only $36,000 compared to $150,000 we will paying more

wouldn't life be great if you can have a flat at $250K within 3 months ?

The housing price is the culprit for more young couples to WAIT.

Seriously, the gahmen's intention is very conflicting, don ya agree ?

On the one hand.. they want people to get married younger, and they want couples to have more babies.

Then they slap young couples with high housing cost that will take a young couple 3 years or more to save up.

The gahmen really do need to make up their minds and stick by it.

Fatum SG

Might whack the Fernvale one for 5-rm... Mar 2010 one

The first one is Buangkok one, 4-rm, Jan 2010. Not near any MRT, but I think location not bad...

I just checked out the fernvale one .... looks good, near enough to the LRT but not enough to be a nuisance.

novelltie SG

wouldn't life be great if you can have a flat at $250K within 3 months ?

The housing price is the culprit for more young couples to WAIT.

Seriously, the gahmen's intention is very conflicting, don ya agree ?

On the one hand.. they want people to get married younger, and they want couples to have more babies.

Then they slap young couples with high housing cost that will take a young couple 3 years or more to save up.

The gahmen really do need to make up their minds and stick by it.

but again, not defending the government but to have a flat within 3 months means HDB will build first and then ask us to choose later?

if my memory didn't fail, i think we had something like this in 1997? too many surplus, not enough demand of flats... and they came up with only got demand then build...

anyway, i depend on you Singaporeans to show the government that we need change in the next G.E... all this complaining here won't help... we must take power back...

V for Vendette;

People should not be afraid of their governments. Governments should be afraid of their people.

jojobeach SG

but again, not defending the government but to have a flat within 3 months means HDB will build first and then ask us to choose later?

if my memory didn't fail, i think we had something like this in 1997? too many surplus, not enough demand of flats... and they came up with only got demand then build...

well isn't it time they change the policy to reflect the current trend ?

In 1997, wat was the marriage rate, age of marriage/parenthood , birth rate like ? Higher than today yes ?

Surely, the scholars are smart enough to link the dots together, yes?

But if their current intention is to keep flat values sky high, there's really no reason to supply enough. Then something's gota give.

jojobeach SG

anyway, i depend on you Singaporeans to show the government that we need change in the next G.E... all this complaining here won't help... we must take power back...

V for Vendette;

People should not be afraid of their governments. Governments should be afraid of their people.

I agree. My vote goes to the opposition.IF I get to vote at all.

Chunhow SG

Sell the bloody car goddamit....

Arapahoe SG

wouldn't life be great if you can have a flat at $250K within 3 months ?

The housing price is the culprit for more young couples to WAIT.

Seriously, the gahmen's intention is very conflicting, don ya agree ?

On the one hand.. they want people to get married younger, and they want couples to have more babies.

Then they slap young couples with high housing cost that will take a young couple 3 years or more to save up.

The gahmen really do need to make up their minds and stick by it.

The government want to EAT it all.........they want folks to increase birthrate and increase national income all at the same time....

but because they continue to drag their foot on birthrate policies so they have to come up with short term policies of increasing short term labor forces to purge up population.

declining birthrate isn't this decade problems it was like back in 1980 problems.

Until they stop taking shortcut and look at the basic needs of young couple and serious about puting brithrate as Top priority National Agenda to solve the declining birth rate.

And the "housing" issued is in the mids of this Birthrate policies....if Bird can't built a "NEST" definitely got no eggs to collect.

Calvin86 SG

but again, not defending the government but to have a flat within 3 months means HDB will build first and then ask us to choose later?

if my memory didn't fail, i think we had something like this in 1997? too many surplus, not enough demand of flats... and they came up with only got demand then build...

anyway, i depend on you Singaporeans to show the government that we need change in the next G.E... all this complaining here won't help... we must take power back...

V for Vendette;

People should not be afraid of their governments. Governments should be afraid of their people.

Dont get fooled!

The govt like to give two extreme choices in the argument. Either zero foreigners or uncontrolled immigration like the last 3 years. Why cant it be gradual intake like what have are having in the last 2 decades?

Either BTO or a huge over supply of flats like 97. There is no middle ground e.g. hold a smaller projected 1 year's stock.

dragg SG

buy from hdb lah, why resale flat?

buy sembawang lah, why sin ming?

zoragirl SG

I wish I can buy a new flat or a BTO from hdb.....

Fatum SG

I wish I can buy a new flat or a BTO from hdb.....

you and over the income limit eh ? ....

there are ways around it, but not in here ....

Arapahoe SG

you and over the income limit eh ? ....

there are ways around it, but not in here ....

looks like you can start a consulting biz..... : )

eagle SG

you and over the income limit eh ? ....

there are ways around it, but not in here ....

Shhhh

noahnoah SG

Shhhh

wats ur biz name?

dun chose adam

because already used by MR khoo

Self make millionair..

jojobeach SG

The government want to EAT it all.........they want folks to increase birthrate and increase national income all at the same time....

but because they continue to drag their foot on birthrate policies so they have to come up with short term policies of increasing short term labor forces to purge up population.

declining birthrate isn't this decade problems it was like back in 1980 problems.

Until they stop taking shortcut and look at the basic needs of young couple and serious about puting brithrate as Top priority National Agenda to solve the declining birth rate.

And the "housing" issued is in the mids of this Birthrate policies....if Bird can't built a "NEST" definitely got no eggs to collect.

Maybe the Ministry of National Development (HDB) is at logger head with Ministry of Manpower and Ministry of Defence.

reyes SG

why has a car, if your hubby is on a contract job? why not 3 room flat? why not jurong, or sengkang which is definitely cheaper than your current flats?

me and my wife stay in my mom house for 1 year before i decided to buy a flats. there is no such things as property prices forever go up. sustainability of housing is depends on earning per capital. from what i see now, this is obviosuly a bubble!! do you expect a property agent to tell you, property prices will come down next year and ask u to wait.

govt will not tell you they are clamping down hard on speculations fearing of deflation economy. this is ppl stop buying altogether because, they know they can get cheaper sometime later.

be street smart.

jojobeach SG

why has a car, if your hubby is on a contract job? why not 3 room flat? why not jurong, or sengkang which is definitely cheaper than your current flats?

govt will not tell you they are clamping down hard on speculations fearing of deflation economy. this is ppl stop buying altogether because, they know they can get cheaper sometime later.

be street smart.

Must a car always be a luxury ?

Some jobs require a person to have their own transport you know ?

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