You are right. Many times I need not mention, it is out
from the mouths of the westerners. I was on tour in NZ, met a
Danish guy who knew quite a bit about sg and he kept saying that he
did not understand why the pay and pay work that way.
He was aware that the pay and pay is ever on the go to make
Singapore expensive for the people to live in.
To him it is crazy to pay so much for a pigeon hole -HDB flat
and people slog the whole life to pay for housing
loan. He claimed it was so much cheaper to own
property in his country unlike Singapore.
In fact, I met no foreigners who want to settle down in
Singapore, they prefer their own countries.
Ya. Only people from the third world country will be interested
to settle down in singapore