Only a few people can really hoard (save) money in any
significant way. Most of the people are spenders. It
has been like that since the beginning for time. You can
scream until you're red in the face and the credit cards will
continue to be swiped like it's going out of fashion. You can
only advise and do it yourself. In the end, you'll have the
last laugh. You're the one with money in the bank. You
can then say, "I told you so."
Too much saving is also no good for life, some people are rich, but
never live like a rich person, alway worrying about losing money,
thrifty, worrying about investment and property, worrying about who
will take his money, who is going to cheat his/her money, money is
the pride of his life, in the end, he goes with nothing.
I should say that we should spend and enjoy the fruit of our
success, go see the world and have fun, save only enuf for raining
day, and that will be good enuf. Saving dun move the economy, it
only lower interest rate.
