You are right, its not your property.
It is the HDB's property.
You only lease it from the HDB for 99 years.
The Land Titles certificate clearly states that the HDB (the
registered proprietor) is the lessor, and you the purchaser,
the lessee.
U still around after 99 years meh? And I believe after 40-50yrs.
The flat will en-bloc and yr flat value will continue to remain
with the new one. That's what happen to my parents house.
They finish paying all the loan and is complete owner of the flat
and they are enjoying retirement...
