Ya why worry?? Be happy ya
"Our reserve is sound, our credit card debts are within the
limit, our unemployment rate is still below the 3% which is good,
our loans in arrears is only about 7%, our banks are
fulfilling their obligations to their customers, our people go
travelling and holidays more than last year, individual
bankruptcies is all time low, we are in fact much much
better than others, we are lucky to be Singaporean"