1) increase in taxes, and you're surprised there is a slight
surplus? If I gave you a pay raise in the middle of the year, would
you be surprised if you saved more money that year?
2) Rising cost of land can only be blamed on the people.
Speculation is what causes bubbles. Sure, the IRs encourage
speculation. So would a million other things. Should the gov stand
still for fear of changing the status quo? That's ridiculous.
3) I'm interested to hear how the government "goes out of it's
way" to keep your wages low. Seriously. I've heard this often...and
I'm interested to hear why you would think so.
4) I'm looking to get married too, coincidentally. I've also
been looking at housing. I've actually been surprised at how easy
it seems to afford a 3 room HDB. Oh sure, it's not in the "popular"
areas. So what? You're starting a new family...you're SUPPOSED to
start from the bottom.
Last but not least, I need to stress that if anything, it is the
people in the middle class that are devising the traps that they
complain of. They spend like there's no tommorow, take out loans
they don't need, and then complain they can't escape the poverty
trap. It's downright laughable.
You totally missed the point !!
1) Raise in GST - was it needed ? It came at a bad timing
... when things are bad.
So you got a raise in mid year ... but GST also raise - end up your
raise may not even match the gst raise - you are poorer off ... but
Government have surpluses !!!
2) Cost of land to raise is due to poor planning and estimation of
the business need for office space by the government ... !!! This
lead to shortage and thus speculation !!!
3) Govt have been too easy on allowing foreign labours into the
market .... this does affect the labour market for local
...!!! Local are been force out of jobs ....!
4) How much is your 3 bedroom HDB - how did you pay for it ? CPF
... yep off course you don't feel the pain .... as you really
fork out nothing ... yet CPF will pay for it ... and long
installment ! Don't be so cocky ... wait till you old then you find
your CPF - pay flat .... after that what is left is not enough to
see you through old age !!!
I do not take out loan ... and i do not spend like no
tomorrow !! But I do see my standard of living keep dropping !!!
Govt policy is just for show for the poor !!! With much more
benefit to the rich and themselves !!! For middle class there
is totally nothing !!!
