Insurance & NCD question, need help

sgRaC3r SG

i just book i 1.5 car. the agent quote me insurance at the price of around $1700. I am no 33+, got licence since 20. but all along ride bike till now. Is that very ex?

although i have very clean record every year, but the agent said that "bike NCD" is not the same as "car NCD". That why i have to pay more 1st year. Need to start to build new NCD rebate from 0%. Is that true?

Or i kena "Chop"? Sad

sgRaC3r SG

why no reply? Crying or Very sad

joekch SG

Hi,

me joe. Yup, thats rite. If u wan, can call me at 97992078 for a quotation. If cheaper, u gain, if not, its just a phone call.

BrUtUs SG

heard b4 tat they will ask for $5000 if new drivers...

geral5097 SG

Wow, look like you are insure for a 1.5L areoplane.
what's the make of your car, how old.

You may contact my agent Dennis: HP98591514
I believe he can help you to source 4 something cheaper,
Cos your agent will get more if you are insure more ,right,does it make sense to you.
All agent are commission base. Good luck!

spyder SG

get quotes from different companies loh, AIG is the most expensive one, NTUC is quite cheap, some companies offer cheaper, but cheap things not good, good things not cheap... get one sound company and good price loh... my 2 cents worth... Wink roughly like that la...

sgRaC3r SG

no wonder. the 1 i get is from AIG. Book a brand new car, die die 1st year have to get from the car company.

It is not easy to own a car, is not just the car monthly installment. lot of hidden cost, insurance, road tax, fuel, antirust coat, car park, maintainance, oil change, blah blah.... Crying or Very sad

spyder SG

AIG is expensive, some car company makes it compulsory to buy from them, anyway, i heard AIG is the best and provides good service, thats why expensive Mr. Green

molebear SG

Hi,

I'm working as insurance agent for NTUC Income. As you may have read in newspapers recently, Income has reduced its premium for motor insurance. Let me know if you are interested to get a quote for your car. HP 98449425

Income's premium is lower than other commercial insurers not because it is no good but rather it operates on cooperative principle. Distributes 98% of profits back to policyholders, unlike others who have to distribute part of its profits to their shareholders.