there is no way for us to find out, what ntuc income had offer
in the first place that result in lock action in engaging a lawyer,
maybe just maybe, ntuc offer 50% /50% or 80% /20% or 70% / 30%
during the first conversation with a claim adviser, if this small
case can't be settle, then a examiner will look at this case to
determine. Normally any insurance company will want to settle this
small claim asap, if you bring this court, have to wait for a court
date, a simple case like this, might have to wait for, at least 6
months, if you engage a lawyer
and you can't drive a car without insurance in singapore! i know
that, and then , when i was working at AIG, it is at martin road,
look, it is a matter of, how much paperwork, you have to do, car
insurance business is a dirty business, why so? because nobody is
going to admit it is their fault at all, because it will affect
their NCB - no claim bonus..................... if the claim is
more than 20%(if my memory serves me right), it will affect NCB,
and you end up paying more premium, imagine AIG has about 6
examiner to handle car accident
and do you think, it is possible for things to be settle fast,
nope, which is why, i mention before, settle the claim asap, or it
will be draggy, even for examiner, they have to wait for survey
report which contain all the damage to your car, and unless someone
hit the back of your car, this is confirm + chop, it is the other
party fault, unless you have proof to show that which is photos,
that he reverse gear.
A small tiny scar can total up to few thousand dollars, the reason
for this simple, the workshop wants to earn, even if i drive a car,
i will insist, it is not my fault,
look, if you want cheap insurance, go for ntuc income or china
insurance, if you want good services, go for AIG
P.S. I think all of you know about courts extended warranty for
their product, between, AIG is also handling as well. Courts
outsource to AIG
Engage a lawyer, and you will get those examiner attention, then
those stupid lawyers will send duplicate copy of pursing for
payments, blah blah blah, normally, i will throw it away and if
there is no injury involved in the accident, worse comes to worst,
it is bankrupt, it is a civil case.
Priority always goes to those damned lawyer letter aka writ of
summon, examiner or claim adviser will tell you, once you receive a
writ of summon, please send it over asap.
