I see where your gripes are now. That 20% was your take - I am
not wasting my time checking every details like you do. I try to
see the big picture. What you failed to realise is that the
banks/finance companies have been told to tighten credit by not
lending up to the full purchase price. The same goes with property,
shares, etc. It is all part of lending prudence. So, I can't see
what really is the issue here. My guess is that you think there are
easy loans so people simply borrow to buy cars, and more cars get
on the road. What the heck, if people want to buy cars, aeroplanes,
houses, shares, mistresses, cigarettes - that's they wishes. They
have not been forced to take huge loans - you get that???
As for increase in ERP, that shows its effectiveness is not there,
so simple method is to increase the charges and extend the hours of
operations. I think you will do the same if you are the person in
charge of easing the congestion. Let us hear your 'updated' ideas
as to how to ease congestion. I supposed you might tell everyone to
save, not to borrow and walk?
As for your other gripes, try to be focused, else there is no end
to your linkages - to election, to housing, to ministerial pays, to
what next??????
Better you tell us exactly what are your gripes instead of whinning
and making linkages.