but housing loan cant be helped.
there is no reason why hdb flats need to be sold at such a high
price.
the interest rate is ridiculous too.
i dont believe one bit that the flats are subsidized. the 3-rm
bedok flat that i am servicing now is of such low quality (old
flats). at 143000 it is damn ridiculous, not to mention that stupid
interest i have to service for decades.
