This month, when all the media is reporting the economics is the
best in past 8 years, I just received a letter from bank, that the
interest is raised, my monthly payment for my house increased by
37%!. my god, will my income raised 37% accordingly?
Of course, from the economics view, it's reasonable to raise the
interest, but the reality is that if you are paying your house by
installment, you will suffer badly.