The Health Minister have to answer this

last SG · 2005-07-21T09:54:28+00:00

all of them had to go now because they did not do the job. they wait till thing get out of hand than start doing mouth work... wait for him to get thing clea...

sbst275 SG

SHUT UP!

What is the lifestyle in MY vs SG?? Are the ppl there unhealthy, have high BP, fats or sort? Are they stressful?

THINK 1ST BEFORE POSTING

crazy monkey SG

20 % is CPF you farking idiot. go and read the whole thread. knn Mad

crazy monkey SG

you farking brain-washed idiot. knn Mad

sbst275 SG

Where got CPF???

Already it was CASH!!! CAN'T YOU GET IT INTO YOUR BRAINS!!!

If it was CPF, I dun even think they need to make it 20%... Can be 50% - 70%

sbst275 SG

SHUT UP!

Every Singaporean are in risk of getting heart dieseases, kidney disease as of our lifestyle... You tell me frankly, do you exercise regularly? Eat less oily food?

crazy monkey SG

you never buy hse before shut up you farking idiot. it is CPF not cash. knn farking idiot. Mad

sbst275 SG

Mod, pls edit the post... It is defamatory as usage of vulgarity

Anyway... It is 10% cash and 10% CPF... Stupid fool

crazy monkey SG

farking brain-washed idiot. knn how old are small boi ? your teacher always tell you pap good ? wake up and see for yourself. knn Mad

sbst275 SG

JUST SHUT UP...

I dun support PAP or sort... Or talk rubbish like you, never see things then scold...

Last time, in the 1980's, downpayment was either 20% cash or 10% CPF 10% cash... Now is 5% cash... Rest can be bank loan... Isn't now better? Can't you just think?

Anyway, SPH might have gotten into trouble

NAMELESS WONDER SG

what,tell me more can?

crazy monkey SG

Mad do you know how flats are in 1980 compared to now !!!!

.... and that the rules were changed to along home owners to use CPF to pay 20 % of the downpayment ?!?!!

tats the case until 1st Jan 2004 when 2 % cash was added each year.

http://era.erasingapore.com.sg/home0/answer/hdbNew.htm

If the maximum loan provided together with the CPF savings is still insufficient to meet the resale price, the balance will have to be paid in cash.

From 1st January 2004, those financing their mortgages through bank loans will be required to pay 2% of the 20% downpayment in cash. The quantum of the cash portion will increase by 2% each year, while the CPF portion for the downpayment will decrease by 2% each year, until 1st January 2008 when both portions of the downpayment are equal at 10%. The cash downpayment is in addition to the cash-over-valuation for cases where the transacted resale price is above market valuation. Buyers must pay this difference in cash.

sbst275 SG

Please, you would say times have changed...

But, isn't the cash downpayment % weightage have dripped over the years? And now, govt open up bank loan market, lower rates...

sbst275 SG

With SBS...

I have posted as abv..

Say buses only used for 12 years instead of 17 years allowed... If that is true, the non aircon single decks which came in 1988 - 1989 would have been scrapped long ago

crazy monkey SG

before 2004 no cash for house sold at valuation.

after 1 st Jan 2004 2% cash required
after 1 st Jan 2005 4% cash required
now its 5% the weightage has increased !!!

for house owners who face economic difficulties and need to downgrade, where are they going to find 5 % cash !!! average value of 4-room flat 200 k 5% is $ 10, 000.

why must they pay cash ? why cant they use cpf ? cpf not their own money ?

sbst275 SG

Caught you... No wonder you have been angry...

Since when by right CPF $$ can be touched?

crazy monkey SG

before 2004 20 % can be made from CPF no cash is required for houses sold at valuation.

farking hell. your teacher never say you are damn farking stupid ?

if you still dont understand you can call any housing agent and ask them to explain to you.

sbst275 SG

Originally posted by crazy monkey:

[b]before 2004 20 % can be made from CPF no cash is required for houses sold at valuation.

farking hell. your teacher never say you are damn farking stupid ?

if you still dont understand you can call any housing agent and ask them to explain to you.

[/b]

Sold @ valuation... Are all flats sold @ valuation price I ask you 1st?

And you haven't answered... Are you ever allowed to touch CPF $$?

sbst275 SG

By right, I dun think anyone should reply to someone who cannot control his language

crazy monkey SG

i never say CPF cannot be used. you are the one who keep insisting 20% downpayment must be in cash.

at current market condition plenty of flats are sold at or below valuation.

before 1 st Jan 2004 downgraders can buy new flats without coming up with cash but CPF. now they have to come up with 5 % no matter wat.

Joshua1975 SG

i am thinking when this will pop up again... but no it had change topic to HDB/CPF

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