??? where you trying to get me to now? i dun know who started
this about profit or lost. if you cannot take it, dun come in
lor.
and yes re:capitals and reserve
come from where? tell everyone in here it not from "we" the people.
do you mind telling us since it was from you.
the point is still HDB not suck but the people running it is. tell
everyone in here you are running it, if not why so work up.
did i ever memtion i find that but from you or maybe some other
say "it look like surplus"
dun just pin point for the sake of pointing. it you who bring out
words like capitals and reserve which you cannot answer.