So you're stuck with a car loan and a home loan, which puts you
in the negative. In the current economic climate, you're very
foolish to say that you're in the positive before everything's paid
up.
I suspect that your boss would correct that perception for you
if he saw this thread. 
Let's make a distinction between positive and delusional, shall
we?
If you're desperate enough to scrape the bottom of the barrel
with that dog story, you're definitely bragging.
