The official website already clearly stated under the procedure
"
To determine if you are eligible to retain the flat arising from
a change in family structure, please approach the HDB
Branchmanaging your flat."
What "credibility" are you refering to?
The rules are set by hdb, not me. I told her to go see hdb from
my first reply. You are the one who jumped to conclusion and spout
nonsense.
The only person here who has lost credibility is you, not
me.