Since young, I had the burning desire to live and work overseas.
I went to US (Wisconsin) pursuing a degree right after my '0'
Levels, but due to NS duties, I had to return after a few
years.
I loved USA, the exciting lifestyle and culture, as well as the
lovely weather (even the winters with an average of -30 degrees).
Also as a Singaporean Chinese, I am rarely a victim of racial
remarks.
Now that i'm 32, NS is no longer a liability for me, yet I'm
tied down by other commitments. I am also getting married next year
and we bought a new condominium slated to complete by mid 2015. Of
course, it was a huge decision...but I am quite regretful
now.
Do I really have to give up my dreams of leaving
Singapore?
I have considered the options of migrating to NZ but with an
average income tax of 20-30%, lack of CPF, and higher living
expenses (in terms of commodities like cigarettes, food etc.), it
becomes apparent that I cannot fund the housing in SG unless I make
like SGD$10,000 a month. I am no doctor or lawyer, currently just a
humble marketing professional in middle management. My savings are
also depleted, with about $100K left for my marriage, car and
renovation expenses.
I have seriously thought about my options:
i.) Forgo the stamp duty and deposit paid upfront for the house
(around $150K), and incur more expenses as the bank loan is already
in effect. Too extreme I guess?
ii.) Find an good paying expat job that sends me and my wife
abroad, to UK or US? Hmm..I was never a "lucky"
person.
USA is not a nice place.....Mitt is not a good president
