Hello,
I am 15 this year, and I know I shouldn’t be asking much from my
parents, but I want something really bad, I even saved up for one
whole year, spending only $1.50 a day and going out with my friend
only once a month.
I have enough money to buy the thing I want, which is a new
fishing reel and rod, total adds up to about $400, I currently
saved $550. But how should I approach my father about this? He has
been really busy lately, and I see him only in the morning, he
comes home for dinner only 3 times a week, by the time he reaches
home I am already in bed.
So I have pretty much not conversed with him for over 6
months..
How should I 开口 to him? I know you guys will say, save and put
in bank bla bla bla, my bank account is not short on funds, and I
want to get the feeling of spending my own money, after eating
biscuits for lunch for a year..
Thanks in advace,
P.S. (Dont see me as a spoilt kid, I earn money by helping my mom
clean the house every weekend, $5 an hour, xD).
Those money in your bank are NOT yours... because you never
EARNED it with your own two hands.
Those money belong to your parents.. excess allowances that you
never did return , but siphoned to your bank account.
Just because the bank account is in your name does not make
those money legally yours.
When you get a job and a first paycheck, then you can claim you
are buying stuff with your personal money.
$400 for a fishing reel is an expensive purchase.
How many fishies must you catch in order to break even that $400
you spend on this reel ?
It seems your ability to mange finances is sorely lacking.
Your father will probably flip when he finds out how ignorant
his child is
#1 To think his parents money belongs to him.
#2 Think it's ok to spend $400 on a hobby when his income is
ZERO.
If you want to know what you need to do with those money
you saved. These are the few categories your parents will most
likely approve of.
1. Courses to upgrade and better yourself.
2. investments that return more money
3. Small items that are hobby/entertainment related, cost not
above their threshold. Your parents wants you to be happy spending
their money.. but they also hope that you are prudent enough to not
splurge on frivolous items.
4. Daily necessities , food, transport, health, well-being
related activities.
5. Books and other educational materials.
I suggest you ask your parents.. how much is too much to spend
on one item in the hobby/entertainment category. Once you know
their threshold.. you can budget your purchases accordingly.
