I asked M1 and this is what they replied
We wish to inform you that we do not impose surcharge for late
payments.
Nevertheless, you may wish to note that your M1 account will
be
subjected to further collection activities if we do not receive
the
payment in due course.
What does he mean actually, sorry my english not that good.
Hi Rayne87,
For the first part, it means that they will not charge you for
late payments.
For the second part, it means that they will subject you to
further collection activities though, if they do not receive
payment from you soon.
Collection activities refer to sending letters, making calls to
your home, and ultimately, going to your house to look for you.
Cheers.