Gummibear...
Many problems Ms A is facing can actually be resolved by
herself.
The problem.. is.. she is not willing to resolve those problem..
for whatever reason..we do not know.
All the accounts are in her name.. all she needs to do is
terminate them herself.
File a police report if the guy stalks or harrass her.
Since she is not willing to help herself.. how can a third party
like yourself help her ?
YOu can only give advise.. ..in the end.. it is still up to her
to carry out the works.
So what if her ex keeps bad mouthing her ? Once she
commits a clean break from this guy.. whatever he says will no
longer be effective on her.
Is she still hoping for something ? Is she still hoping to get
back with him ?
Are the heartbreaks worth all the money she wants to get back
from him ?
If she "buay gam wan".. she will continue to pay for his
misdeeds.