this situation is tough lah.. because u were at fault too
(thanks to your sis and your cousin) so even if someone is out to
squeeze you dry, you can't do anything. Its greediness that had
landed you in your predicament, so you will have to pay a price for
it.
one thing i noticed is that she says you dont love her, which means
your r/s with her is weak, which also goes to say there is a chance
that this whole thing might be a setup. in another angle, 1k to see
a person's heart is pretty well worth it. it might save u a lot
more if this drags on for years.
imho, just pay and see what happens. lol if i were you, i'd quietly
observe and see if she goes on a spending spree after you have paid
up.
1k... enough for me to buy a whole lifetime of shampoo.