If finances allows. And you still want to study. Go for the
degree.
If finances are low, look for a job, and give yourself a year to
stabalise at the job, then you either study part time.
Or save up more money for a full time degree.
Either way, you get a degree, a working experience & you are
independant and not stuck in the Money not enough trap.
For the guys, there is always national service. But there is lots
of folks, though in national service, try to work part time and
also acquire another diploma.
There are some, who slacked all the way, enjoying themselves and
finished their NS, with nothing to show but their NS Completion
Cert.
Its your choice. Above are your options.
