You say, you would like to study more and get a better job with
better pay.
May I suggest none of these and focus on financial education. Alot
people leave school with high education and soon found themself
working so hard everyday for money. Slave of money. When you get a
higher pay job, what goes up? Your expenses and taxes as well as
liabilities. So will all these liabilities goes away after your
working days are over? NO. you still need to work for money and pay
them. When you retire, how many days forward can the money you save
during your working days last you? 10 years, 20 years....many
people outlived their savings and what will happen? They are old
and then they force themselves to go out and work for money again
and start sitting in coffeeshop blaming the garmen this and that.
School never teach you about money. They teach you how to work for
money and not let money work for you. Focus on building passive
income that will put money into your pocket every month for the
rest of your life without you even working at all. That is call
financial freedom.
What happens to a person who got good grades in school then find
himself a high pay job?
When he gets a high pay job, what the 90% of them will do? Buy a
nice house, get a nice car and higher taxes. Before they realise,
they are deeply in debt and needs to cling onto job security for
the rest of their lives in order to pay for his house, cars, taxes,
high expenses. what will happen if he is fired? He is dead I tell
you he will work so hard to please his boss in order not to get
fired. NOW HE IS TRAPPED INTO WORKING FOR MONEY FOR THE REST OF HIS
LIFE. Most of these kind of people will look good on the outside
driving BMW, mercedes but if you look at their financial statement,
he is 3 months away from bankruptcy. What if he got no paycheck for
3 months??? Where will his nice house and car goes? To the bank and
auction off but he will still own the bank money after the bank
auction off his items. He is broke..FLAT BROKE cuz all these are
bought with with his money and installments are paid with his own
money. And where all these money came from??? His hard work waking
up everyday early in the morning going to work.
Originally posted by LowfaT_yoghurt:
Hello everyone!
I'm new here and have some problems.
I am 22 this year, with only ' N ' Level certificate ( All grade 4
).
I have 3 years of experience in admin and customer service.
I have 1 year plus of experience in sales line.
I don't like to work in sales line.
To be clearer, I don't like to service people.
Even as a customer service officer.
My problem now is I will like to study so that I can get a better
job with better pay.
[b]But what should I study?
Some of my friends suggest I take private 'O' level while others
suggest I take MDIS diploma.
Another problem is I don't have $ to study.My parents don't have $
to spouse me.
I am considering working part time waitress an hour $6 while
studying self study private "O'
If work part time, I believe I will earn about $600 per month
only.
What do you think of this? (Above)
If not, what about this - taking a admin job with working days /
hours like
Monday-Friday 8am- 6pm Sat 8am-1pm
so that I can self study private O and save for next year
diploma.
But problem is the pay is very little. $1.2k only. Can't save
much.
My friend got a job offer as a money changer.
Working hours is 10am-10pm 5days a week
But the pay is high $1.6K
Should I accept, this job offer?
If I accept, I can't take up private O cos no time study
What to do?! How?
[/b]