withdrawal from polytechnic-am i silly

last SG · 2006-06-18T03:12:21+00:00

thank you in the past, maybe i would not quit sch. but after lots of set backs happen to me, ever since i started to support myself financially a yr ago at...

Ito_^ SG

oh.. i got attend one of their seminar or something before.. (forced by fren)

Ito_^ SG

juz joking la.

i dunnoe really.. it seems interesting to me. but if u're not into your course den it wld be a drag lor.. not much choice. :p (i didn't say u chose a wrong decision btw, juz an alternate view from a different person with different circumstances.)

when i was in private the teacher wld give us a worksheet full of questions and let us explore and do oso. after dat explain on whiteboard and end of story. oni a few could do.

gasband SG

"Dun give away the end, the one thing that stays mine"

'23' by Jimmy Eats World

weijian SG

Question

gasband SG

Many things are not within our control. But in life, we make decisions. And sometimes, it is not important whether the decisions are right or wrong but rather that the decisions are made by you. I have made many decisions in my life. Some turned out good, some not so good. But no regrets becos i made those decisions by myself and it made me happy. The statement i posted is to remind you that no matter what happens around you or what people say, dun give away the end (which is the final decisions on what to do with your life).

Taiwanpolitics SG

i am more sad , currently in year 1 of sp . (diploma in int design )

those fu9king lecturers dun knoe teach wad crap and have to make numerous study models .

I am thinking of transfering course if i fail year 1 .

my parents say cannot stand it quit lah , they dun have any opinion on this .
But i will continue because without a diploma in singapore how to survive , o levels aren't enough .

If i withdraw hor , this august i 18 le , have to serve army , cannot defer liao unless i find a private school that starts its lesson be4 my birthday . I am not mentally and physically prepared for NS .

My friend who retained 2 years went to JC is my motivational source , who tell me never give up ur education . He in jc cannot retain cos already retain 2 years which is stressful lah . nevertheless he is brave enough to go JC and study instead of poly . clap! clap !clap!

But this is my fault as i never consider carefully be4 chosing , i can only blame
myself .
To the threadstarter pls think carefully be4 u withdraw .
My neighbor in same situation as u leh , he withdrew in first year and went for NS .
Then after he served his NS , he went to study in private school .

FORGET-ME-NOT SG

What Taiwanpolitics say is true. Before you quit, think twice. If you really stick to your CFA course then I think is good but is not easy to work and study at the same time. You need a lot of determination. I also from Poly but I regret going there, waste my time and money. I regret that I did’nt take up ACCA directly after my ‘O’ Level because I found that the it is more relevant to my current job and the teaching is better.

weijian SG

thanks, that was an enlightment as well as an reminder for me. Wink

BTW, can anyone here tells me what's CFA??
how come i post the question, no one reply me de??

shade343 SG

Hey, why not consider dip in property development?

shade343 SG

Originally posted by weijian:

thanks, that was an enlightment as well as an reminder for me.

BTW, can anyone here tells me [b]what's CFA??
how come i post the question, no one reply me de??[/b]

Wait wait. Laughing

CFA= Chartered Financial Analyst. Remember that if you want to work in the finance industry.

KenPlus SG

It your own route,u dun have to felt u r silly,u r only silly if u regret your current decision,just make sure u dun regret .

shade343 SG

Its even better if your relatives are money minded! Talk to them about wealth management! They shld be interested in growing their money! 7k is a small price to pay for wealth management service. You can come to an agreement with them.

For example, upon graduation, you manage $X for them. Help them acheive a 15-20% return within a period of X months.

There are 3 lvls of CFA. Lvl 1 is the most basic level as the examination consist of multiple choice questions only. So you probably learn some basic and advanced knowledge of financial markets and lots of formulas.

FORGET-ME-NOT SG

If you don’t have the money, you can work part time. CFA won’t take up much of your time and you can take it at your own pace.

Xcert SG

common situation around mah... Laughing Mr. Green

weijian SG

if you dunno what the lecturers are talking about, then get them to explain the details to you again after class or something.

if you wanna transfer course after failing yr 1, let me ask you, is this the very course that you wanted to study in the first place, if YES: why give up your interest and passion? you will regret later on when you start working. if NO: then choose another dip and get your transfer done fast, and make sure its the course that you truely like and will have no regrets later on.

you are wrong to say in singapore no dip can't survive, there are lots of other jobs available which can earn more money, but to many isn't much known so very less people took up that job. having a dip, is a basic 90% already. but that doesn't place you above the crowd of peers trying to get themselves a job when you all graduated. you can get other dips if you want to

if you want to defer, can de la, just get the resigeration done asap, get the cmpb to know that you had a change of school and change of year for graduation only, then they can't do anything to you, must be in black and white la

can you rephase your phase on your fren part?
i don't get what you mean, you said ur fren retain 2 yrs already and got to jc, so this means he retain 2 yrs in Os before going to jc, then on the other hand, you said he already retain 2 yrs in jc..

thank you for your advice on asking me to reconsider, but my mind is made up.
reason: i have being taking and following orders since young, studying things which i dun see a need in, i can't make my own decision nor decide for my own, i went to poly, with the last choice that i had which was rp, is becoz i wanted my mother to be happy. which is why i place rp in my choice of polys when i just finish my O lvls so as to play safe. I have being feeling very useless to keep taking orders from others, waiting for answers to come from my classmates when i can't help at all, if i am so useless, i rather die, so instead of dying, i wanna create another path which i can still live and see the bright sparkling light ahead of me in the years to come.

Since i can support myself currently, why can't i make my own decisions, its my life, i am not going to follow what the others are doing, i wanna do what i like, and this path which i am about to go, is a path which i see myself as a young guy who will earn lots of money, and get to learn even more when i have the money to go overseas to learn.

weijian SG

if there is something which confirm earns you some money within a period of time, tell me, i will sell everything that i have, place all my bets on it.

CFA although can analyse it, but can't confirm winnings what, and by how much, besides, investing, is all about getting the investors to know that investing is about getting prepared to lose money and not thinking of any returns, if they can do that, then invest is for them, if they want sure win $, tell that to the god, this is what i learn from the preview of the dip from the speaker, and it makes perfect sense. How can i confirm others?
The only confirmation that i can say for NOW is that i will take that dip, be a CFA, and work as one, i will make myself rich via using the knowledge i have picked up. That's for sure, but how long, i not sure.

weijian SG

i do know that i still can work part time

but the problem now is that i cannot pay the money up front, and i can't get loan to repay back those people i loan from, example bank, as they require a guarantor, with fixed income, i dun wanna make more money problems for my mom. She has enough problems of her own.

i wanna take matters into my OWN hands.

the sch is no $ no talk into admission into class, they wun let you slowly return them money by installment if i don't have fixed income, you know, if i take up full time job, how can i study at the same time??

their payment ways aren't flexible, that is why i have this problem now.

if they tell me they are flexible with the payment, i can still work part time, quit dip when i secure my private CFA, but the problem is now i can't even settle my bills for private dip.

all have to wait til i have enough money lor..so frustrating..

shade343 SG

Yes. There is something confirm can make money within 1 year. Fixed deposits gives 3% yield. If you put 100k in it, you get back 3k.

Investing is all about being able to generate returns which you are comfortable with. Of course, you invest in only what you can afford to lose as all investments comes with risk. Although there isnt a 100% guarantee, the idea is to be as consistent as possible. For example, 8 out of 10 investments appreciates and gives you good returns. All investments comes with risk. Low yield=low risk and vice versa.

A full fledged CFA recognition requires a candidate to possess a degree. The CFA is a tough certification exam but it is internationally recognised. Most fund managers I know possess it.

weijian SG

whoa, low risk one, wait for the money to accumulate although it's slow, but confirm win. What if the person place all the stakes in?? The poor fellow will have liquidlity problems, not enough cash for daily activities, by then will the fellow even make it alive and kicking (touchwood) for the returns as well as the money invested i doubt so.

i thought you said confirm win short term one.

anyway thanks for sharing with me so much, i really learnt and understand the path better which i am about to take on soon.

shade343 SG

Laughing

Thats the downside of low risk investments. Its something like CPF.

If you have low holding power, you can invest in stocks which are good for the short term and bad for long term. But the risk involve is quite high also. Another way is to invest in insurance or structured deposit accounts.

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