Advices needed before getting a car!!!

Pappy Lee SG

no need to justify ur reason for owning a car to everyone... if u can afford it, then go ahead...

Razinblade SG

Hi all while im here just wanna share my experience with second hand car dealer.being a newbie i bought my first car with this company in woodlands advance speed trading ...and kina cheated...when i test the car the first day before payment all okie checked the enigne test drive etc ...engine got no funny noise....then when i collected on the 3rd day after all the paperwork after a few hours got all kind of funny sound...bring to a few mechanics they say got major enigne problem
need to overhaul....when go back to the dealer they threaten and abuse me...finally they just like gangster ask me do what i can...so betta beware this company.....Now making police report all but not sure what they gonna do...so all those into second hand cars betta beware

lianamaster SG

Haiz..... looks like not all second-hand car dealers are honest...

r34gtr SG

Sorry... whether OPC or not...my advice is to reserve at least $1000 each month....

There's just too many components to take care of....The insurance itself will 'kill' you even though OPC's insurance is lower than normal car's insurance, simply because you are 22.

even though its an OPC, the insurance is still the same as a normal car. insurers don't look at usage. rather, it looks at hirer's profile, ie. age and driving experience. for any driver age under 26 or driving experience less than 2 yrs, additional excess of $1,500 applies. looking at TS's profile, premium should be ard $3k to $4k annually.

r34gtr SG

my advice is wait for at least 2yrs b4 getting a car. even if u get a COE car, the annual premium is enough to kill u. the contributing factors are your age and driving experience. if u get a '93 honda civic esi, ur annual premium is ard $2.8k for third party only.

unless u register the car under ur father's or mother's name, provided they have a valid driving licence and have been holding it for at least 5yrs.

ultimately, its all up to u. if u can afford it, no one's gonna stop u frm getting a car. if ur income can cover everything frm monthly instalment, daily maintenance, annual premium and road tax, then by all means go ahead.

lianamaster SG

Oh, I went to a subaru roadshow last year and apparently when I enquired about the insurance part for the Impreza, they told me that insurance is cheaper for OPC than normal cars...but I reckon it isn't going to be much of a diff....

nick34 SG

buy a 2nd hand car that you got confidence in paying up in full

I got my 1st car as a lao pok chia that cost me $7k that time and the car is near the end of the 2nd COE. paid everything in full and tada .. 3 yrs down the road and now i see my 55% NCD..

that is if you really need a car...

no $$$ no car .. simple as that ..

do your maths right

lianamaster SG

buy a 2nd hand car that you got confidence in paying up in full

I got my 1st car as a lao pok chia that cost me $7k that time and the car is near the end of the 2nd COE. paid everything in full and tada .. 3 yrs down the road and now i see my 55% NCD..

that is if you really need a car...

no $$$ no car .. simple as that ..

do your maths right

Cool...but how about maintenance? Is the car working well to your expectations?

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