It’s tough leh. Borrowing from friends is the easiest, assuming
you have alot of friends lah, borrow from each $500-$1k and you’ll
get $20k fast. Otherwise, you need to borrow from the bank. Unless
you’re working as a cash rich job then maybe you can ask for
advance pay from the boss, that is if your salary is high lah, if
salary only $800, how to ask for 2 years pay in advance. Other way
is to sell your stuff away lor, any jewelry stuff like that, but
honestly lah, why do you need so much money in such a short time.
If you want to raise so much money in such a short time, most of
the means are at a major disadvantage to you because to build
wealth you need patience and brains, doing it too rush will not be
much good.