Help Needed!

sleekk SG

Dear Reader,

I know this may not be the right or suitable place to make my appeal but I am rather desperate. My name is Steven Lee and I am looking for help, any kind of help. I know this is a familiar story to many. I am at my wits' end and willing to try anything.

I am originally from Malaysia. My business crashed during the 1998 Asian economic crisis. I came to Singapore seeking a fresh start. At the same time, I got to know a Singaporean girl who is my fiancee now. I had a little money left, and with her support I tried to get back into business. During the first few years, everything looks promising and we were happy together.

In 2003 the economic downturn in Singapore started and business started to get bad. I tried doing other things but was not able to turn the situation around. I even tried applying for jobs but nothing came out of it - nobody wants to hire a 40-year old guy with no previous job experience. To start the business and sustain it during the downturn, my fiancee used up her credit cards. She has been working while trying to help me and the business.

Since 2003 it has been downhill all the way. We have used up all of our money. My fiancee has a job but I am still looking for something to do. We are now unable to even meet the minimum payment demanded by the banks. We have tried unsuccessfully talking to the banks. We are not shirking from our financial responsibilities. All we asked for is to allow us to be able to repay within our capabilities.

I am very much in love with my fiancee and it breaks my heart and soul seeing her saddled with financial problems because she was helping me. We stay in a rented room and after this month, we may not be able to pay the rent to continue staying there.

I have tried borrowing from people that I know. Some were kind to help out a bit but most say they have their own financial worries and problems. My fiancee has done the same with her family, friends and relatives, and I am ashamed to say that our financial problems have caused some relatives and friends to shun her.

I am appealing for help from any kind soul. I am hoping and praying someone could help us arrange with the banks to let us repay the money we owe them at a monthly amount that is within our capability. If there is someone with a spare room which they could allow us to stay there for a while then there is one less money worry every month. If there is any work for me to do which I could earn some money, I would very much appreciate it.

I am not asking for cash donations or handouts, even though we are in a very desperate situation. Although most people would think otherwise, I would like to say that we will eventually repay every cent that anyone lent to us. I am appealing to anyone because we can't be embarassed any more than we are now.

If anyone wants to find out more or would like to contact me, please email me at [email protected]

Thank you for your time reading.

Devil1976 SG

Rolling Eyes

dcx SG

I believe that MP can be a better party to help you rather than us…especially negotiations with banks abt your payments…

justicex SG

You are a fake !!
How come you even come up with a story like this?
This is a same copy from the internet.
If you think you dare to even challenge me.
I dare you to write your full name, IC number and handphone number here in the forum!
I will hunt you down make sure that your story is true and if not will give you a plain and easy way to end it all for you.
For years people like you have cause hardship for people who believe in your fake stories!
The time has come to end this cheater once and for all.

nara shikamaru SG

sound quite fake...
but if you really need help...
you should go find your MP...

gerrykoh SG

Just declare yourself a bankrupt so your fiancee don't need to pay any more bills. U can never repay all your debts, u are just servicing the interest.

Since u are a Malaysian, then go back there to get a job.
Everything esp. accommodation & utility is cheaper there.
Don't ask people for money. I'm sure there are many jobs like cleaning, delivery, security still avail. There are pple worst off than u.

sleekk SG

Dear dcx and nara shikamaru,

Thank you for your advice. However, MPs can't really help with personal financial problems with commercial banks. There is a group which is suppose to be able to help people in our situation. The funny thing is they require us to attend a seminar which we have to pay for before they would even look at our problem.

When I posted my appeal online, I have prepared myself for cynics and critics. I would like to assure all readers that I am not a fake, neither am I a cheater as justicex said I am. If there are any postings on the Internet which is the same word for word, those postings would have been done by me. I have posted my appeal at several places, not to mention in my blog.

If anyone thinks that they can help or would like to find out more about my situation, I would be happy to meet with them. Send me an email and we can arrange where and when to meet. I am no longer embarassed about the fact of our predicament. God bless everyone, even as at this time I am praying for His help.

Regards.

Steven Lee