hi, things you should do:
1). File for bankruptcy, becuz its the most burden/stress free way
of doing. Also by doing it, most things will be resolved,
else
2). Sell the company off, i.e. find a partner to invest or buy
over, or sell the equipments and sell out the "land" or shop to
gain some money to pay ALL your fees. Ask your husband's friends or
your families' relatives if any if interested.
3). After point 1 & 2). try to sell your car if you have one,
use the money to pay your FEEs, and both parents MUST now find a
job.
4). Your husband and you should find a job. For you, 40-45yrs old,
there ARE many jobs for you to do. E.g. Hawker center or coffee
shop, those helping to bring the coffee/drinks to people and
collect the money?, those that help to wash plates, bowls for
stall-holders?. Also, cashier for those shophouses in new towns?
those selling clothes, foods, etc. Also, factory workers, toilet
cleaners in towers/buildings etc. Many Many, you just have to check
out the classifieds and ....
5). Ask your MP for help, they can help find you a job ASAP, and
also advise you on your financial status. And if you have no
income, they will also advise you that maybe your kids can have
financial aid , something like allowances or grants. Remember, if
you dont ask, there is Nothing you can get.
6). Always use minimal electricity and water at home, dont on too
long aircon, switch to fan, off the lights when not using, etc. Ask
whole family to eat in, cuz its cheaper. Pool money.
7). Ask your friends or your husbands friends regarding jobs are
good, they may help you all find job at the shortest time. And may
advise you wisely.