Ummm.....wah you people are really serious hor. that's good
that's good. Its good to study lor. Ok now back to your question,
SMU or SIM? Most people perceived that studying in Singapore is
cheaper as compared to oversea. I would say only to a great extent
if you are talking about NUS or NTU which is heavily funded by the
government. If you compare the tuition fees for SIM or SMU to the
Aussie's uni fees, they are about the same. But of course for
oversea there is more cost involve lah like accommodation and food,
etc, etc,etc....So in that sense, yes studying in Singapore is
cheaper lor. BUT don't forget going oversea will gain you not only
your degree but on top of that the exposure to various cultures
that you may not find in Singapore, hence broaden you contacts,
perspective, etc,etc,etc,etc.... 
