Another way is to postpone your studies. Find work with a good
company that has money to send people on scholarship. Show it
through your good work performance and get them to send you over.
Furthermore, you will have to sign bond with company, so sure got
job waiting for you when you return (if you do return at
all).
I know this is the tough route but at least you won't come back
ladened with debts. It's not wise to take loan and come back with
debts esp the economy is not good. Not forgeting, as you age,
there's more debts coming in.... e.g. marriage, house, car,
utilities bill, baby etc and you better pray you don't fall sick
overseas either coz the medical fees will bankrupt you if you have
a terrible illness whatever on top of having to pay for school fees
and accommodation, meals and transport. In 4 seasons countries, you
have to fork out money for warm clothings too which will add on to
your cost.
Think carefully.....is it worth it??? At the end of the day, is the
degree/diploma really that good??? would you turn out as any other
local grad in terms of chances for a job?