fairings are just pieces of moulded plastic, and it can add onto
your insurance payment if you buy such a bike with it included on
the machine.
which frankly, i find not worthy.....plus, a drop, a scratch and
you replace the whole piece of plastic at high cost? I dont see the
economics of it.
Its like people, who likes to 'chng' the outside of the car, but it
still runs like a slow bus? I believe in internal beauty, not
cosmetic 
You can always add on fairings to be bike, I've seen naked bike,
including super 4, that has added on throttle guard (like
scramblers guard that helps fend off the rain, wind and stones.)
And some kinda fairings just below the tank, its plastic with
grooves which makes the whole bike looks big, bulky, mean &
errr.....menancing.
And these wont cost you extra on insurance.
