1) How do i actually start going in getting a bike?
There are two options to get your biking world started. Option 1
from motortiam and second, private.
Motortiam
Motortiam has various of bikes either second hand motorcycles or
first hand motorcycles. Such motorcycles have a form of name calls
OMV or themselves evaluation and determine the value accordingly.
But not overly as we do have black shops out there.
Do remember to ask for friends
that are capable to know simple checkings on bike before purchasing
it.
Motortiams have such practise in charges which as: Administration
(processing fee), roadtax (OTR for second and new bikes), insurance
(OTR for second and new bikes), transfer fee (OTR for second and
new bikes), agreement fee (installment applies and check amount),
GST and interests (for new 3~4% and used bikes i saw was 5~6%). OTR
(on the road) means that above said should be included utimately to
bring the bike to be legally ridden on Singapore road. Always ask
for a black & white (documents) to indicate charges before
signature is to be dropped on the documents.
Generally, the transfer will take about 2~3 days depends on their
do-able. Do bear in mind that second hand bikes do not come with
GST. GST is meant for 1st hand bike which has not been ridden
before. Most probbaly, you will see the log card has 1 ownership if
it has been registered before (motortiam 1st ownership subsequent
will be transfered).
Private
This normally lies on you and the seller to come to an agreement of
the price deters the sale's. Should you are interested in that
bike. You can either put deposit to secure the bike or directly go
down to sim ming (LTA) to transfer the ownership. Insurance must be
bought before doing the transfer. You can either choose the famous
NTUC or Mitsui.
Before paying any deposit. Remember to include document to certify
the transaction to safe-guard you and the seller (must be fair
incase either party deny).
Similarly, you can assign some old timers to check on the bike.
Identify the problems. If such being found... And cost impact not
apparent. Negotiate on the final.
2) Wat are the basic procedures in getting a bike?
Find a suitable candinate to check on the bike. In general like:
Suspension (push down and see the rebound), chain & spockets
(chain should not be rusted or lagged more than half of the finger
and spockets must not be sharpen), tyres (must have threadings),
forks (no leaks on the surface and good absorb when force is
applied), exterior (should be easy to judge), silencer (for 2
strokes bikes the silencer should not have oil leaks), ride the
bike (free hand when at 50~60km/h, if shaky steering cones are
out), open valve (if 2 strokes bikes try exceed the rmp 7~8 see
whether the powervalve opens. Different bikes vary at different
rpm), check the engine has leaks or not (gaskets) and others like
milleage etc.
3) Wat are some basic info that i should know? eg..insurance,
sub-rider, coe.
Insurance has three types you need to know.
1) Comprehensive (which covers everytime. In simple: Fire &
theft, motorist knock you or you knock them 
are covered)
2) Third party with fire and theft (Motorists knock you only and
with fire & theft)
3) Third party (Motorists knock you only)
NTUC has stopped allowing eldest rider to be the chargable premium
as on 1st august 2005. Hence, youngest riders will be taken
according to the premium. Options said are NTUC or Mitsui.
COE. Every motorcycles COE has a cycle of 10 years. Determine from
the plate number as 2001 equals FT etc. COE is renewable or
extendable for either 5 years (no more renew for the next oncoming.
Must scrap) or 10 years (extendable for the next renewal).
Sub-rider wise. Can be done when doing renewal or getting new
insurance. When your policy is with effect... You can add a sub
rider too but the charge is higher than renewal amount. No mistakes
that the sub rider is covered with your selected insurance premium
too.
