ok guys i know some of us tot that our 3rd party insurance is
useless. even if we die on the road, the coverage is only $5k.
anyway i may help you trying to claim from the other party IF they
are in the wrong.
yeah right, police wont handle minor traffic accident. i will teach
u another trick like how to get the $$$ just like the volvo case
metion in another post.
1st when involve in a minor accident if the other party is at fault
and he admit it, this is what you should do.
not only you get his particulars also get his INSURANCE
particulars. you may never know, just in case if his insurance
expire, call the police on the SPOT. if his insurance is valid then
proceed to next.
after getting his particulars and insurance detail(let say the
insurance is X insurance) go to idac workshop to have it
access(maybe need to leave the vehicle there).
next go to YOUR insurance company and make a report. after
reporting it, your insurance company will keep a copy, you will get
2 copies. keep one for yourself and sent the other one to the X
insurance company. ask the X insurance company when they can get a
surveyor to check on your vehicle. if they like to delay or give
some excuse, do what i did....call them particular
everyday(morning, lunch and evening) till they piss off.
once vehicle is check by X insurance surveyor, the surveyor will
actually try to strike a deal with you. of course you need to pay
first for your repair and submit the receipt to X insurance
company.
again do the same thing to get the payment. call them morning,
lunch and evening.
by doing the procedure above i got to claim $1300 from the
insurance company when that asshole doesn't want to pay $300 after
my vehicle was access. and yes i got the refund back within 3 WEEKS
on above procedure.