Insurance charges based on??

snowball72 SG

hey guys & gers..

wanna ask hw they charge for insurance de huh?
based on?? age? yrs of riding experience??

nw NTUC most cheap rite? among the 3 co.?
any any has gt any idea 1st party nw hw much and 2nd party hw much?
for 21yr old new rider.

ah_tee SG

flory,

caculated based on

BIKE
AGE
EXPERIENCE
PAST CLAIMS

for a quatatationg from them, put a bogus no.plate
http://www.income.com.sg/quot/motorcycle.asp

hokkie SG

below 21 forget abt 1st party lah........super expensive, easily over $1.5k for 1 year!!

go for 2nd party, probably cost you $500+

1. age, below 21 insurance cost most

2. experience, less than 1 year , cost most

3. fairing bikes, got extra loading

4. bike capacity, class 2 bike cost more

5. number of sub rider, more than 3 cost more

6. number of claim, if claim before cost more

7.model of bike, aprilla cost most, then KTM, etc.... Honda in the middle

If you're worried abt insurance, get a bike more than 4 years, pay by cash, and take 3rd party..............

char bo ride skipper lah........don't ride SP, sure ganna disturb by guys

nismoS132 SG

then wait u see those guys kena chiet jialat jialat ah, mai kua suei our snowball, haven't got license oredi know how to throw backside liao!!!!

i still remember that time at marina south she throw backside let us see, somemore is on a VFR400!! power bo??

Laughing

sunnyday SG

http://www.income.com.sg/quot/motorcycle.asp

go check Mr. Green

rossi_fan46 SG

check it out

Thank you for your enquiry.

Our motor quotation is:

Cover Type: 3rd Party, Fire & Theft
Insured's Age: Below 21
Driving Experience: 0 to 1 Year
Occupation: Indoor
Model: Honda
Vehicle Registration No: FT****X
Year of Registration: 2001
Capacity: 100 to 299cc
No of Riders: Less than 2
Usage: Private Bike
Claims Experience: Nil

GST is absorbed by NTUC Income

Gross Premium: S$730
This is a standard quotation, valid for 60 days and subject to NTUC Income's acceptance

insurance...is damp x now adays........ Neutral Idea Rolling Eyes Embarassed Cool Laughing

rossi_fan46 SG

snowball72 SG

fwah flory sial~~ moi gt another name le~~
flory like fiery hor??
hmm i LIKE!!

kakak Razz

snowball72 SG

the thing is.. i wanna get first hand... den hor.. the stupid kawa gt much more loading den HONDA!! first party cos i tink i new rider.. play safe get first hand betta lor.. jus in case anything happens lor. *touch wood*

den den hor.. i dunno y la.. bt i'm afraid of skippers..even as pillion i aso scared. cos nothing to hold in front i feel like v unsafe lor.
v funny hor? bt bo bian ley. gt try to ride b4.. bt reali dun dare to even go 1 metre.
Embarassed

snowball72 SG

si henry!?!!? mai say too loud.. wait i paiseh!! Embarassed

no la is backside too big.. ownself drop out. Twisted Evil

snowball72 SG

wa lanz!!!! Evil or Very Mad Sad Exclamation

Thank you for your enquiry.

Our motor quotation is:

Cover Type: Comprehensive
Insured's Age: 21 to 25
Driving Experience: 0 to 1 Year
Occupation: Indoor
Model: Kawasaki
Vehicle Registration No: xxxxxxx
Year of Registration: 2002
Capacity: 100 to 299cc
No of Riders: Less than 2
Usage: Private Bike
Claims Experience: Nil
Excess: S$

GST is absorbed by NTUC Income

Gross Premium: S$2382
This is a standard quotation, valid for 60 days and subject to NTUC Income's acceptance.

feel like crying liaoz................. krr quoted price $4200.
insurance half price of machine?!?!?!??!?!?

:~~~~~~~~~~~~~~~

*no mood for anything liaoz*

sunnyday SG

that's the way it is now hee
even for mi...considered quite old rider...n an old bike...1st party oso abt 800+
next insurance will be getting fire n theft liao...

nismoS132 SG

erm the online quotation thingy not accurate one....

i online kena quote $500 last time
but i go down ntuc base at bras basah, not even $300 ah

ah_tee SG

i think wrong la flory,

my friend same as u kanna quote 1600 onli, i mean he kanna quote in shop, plus henry experience i think urs the most also 1600 onli,

but in the end my friend manage to talk to the bike shop n they allow him take 2nd party

i think 900plus onli..

nick34 SG

$1600 for insurance is still very expensive leh haizzz

ah_tee SG

bo bian, insurance is compulsory, so more or less the insurance company can twirl us around their little finger

ah tiang SG

tis year it was onli 33+ nia wor when i 1st renew, y suddenly increase till so jialat? a bit stress now, coz insurance gotta renew feb/2003... *stReSs* Confused Sad

snowball72 SG

if the insurance reali cme up to $2300...
i might consider dun buy the KRR le..
realli too ex..

if see me riding a road bike.. u noe why liao lor..
mai ask me why hor.. cos i might cry.

hehe ... Wink

bt bt bt......................
stil v sad..... first yr 2300.... second yr wun be much diff lor..
snowball gonna eat grass le~~~
den no more snowball le...
muz change nick to snowflake liao.. under-nourish .. Sad

ah tiang SG

Our motor quotation is:

Cover Type: 3rd Party, Fire & Theft
Insured's Age: Below 21
Driving Experience: 0 to 1 Year
Occupation: Indoor
Model: Honda
Vehicle Registration No: FR****A
Year of Registration: 1998
Capacity: 100 to 299cc
No of Riders: Less than 2
Usage: Private Bike
Claims Experience: Nil

GST is absorbed by NTUC Income

Gross Premium: S$543
This is a standard quotation, valid for 60 days and subject to NTUC Income's
acceptance.

For further enquiries, please contact us at Tel: 788-5255.

Crying or Very sad

snowball72 SG

realli hope dats the case lor.. Sad