Heard about 1st, 2nd and 3rd party insurance... but dun know
much about it... only know 1st covers most and is most
expensive...
can anyone tell me more? eg, 1st party covers wad? 2nd covers wad?
3rd covers waD?
new bike MUST get 1st party izzit? when than can take 2nd and 3rd
party? which party do people usually take?
Thanx!