guys,
from what i think, this person who started this thread has seen too
many poser who ride this bike and is upset about it. That's why he
is sounds so upset in his post.
And one more thing is that, although his post is quite
flame-appealing, it seems that all those who responds to this
thread are flaming him and not the topic. And why is that so? He is
not flaming u, he is jus asking questions. No, i do not know him, i
jus dun wan the whole forum to flame a single guy jus for a
question he asked.
BTW, he did advice people to save their money than to pay lots of
them on the insurence, he is not asking all u ppl to save like
crazy but to save more than to waste more. I understand that SP
insurence are very high but do u guys need to flame him so
much?
So this forum has become into a one question/view invites almost
everyone to flame the poster? right?
P/s: Or am i going to invite flames myself? 
