I bought my new phantom from philips too , well, i dun go back
to that shop beside paying for my installment only, dun trust their
mechanic, talking abt insurance, yours ntuc, did u request or they
just choose ntuc for you? cause mine china insurance. I thinking of
getting 2 party next year, by then i will hit 25 liao, riding
experience also 3 years loh, dun wan to pay so much for insurance.
