to FENG125 =D

paikuakia^^ SG

ur insurance is $o.oo because u did not buy first party insurance ma =D or ur bike more than 5 years old liao so cannot buy

3rd party if u meet with an accident example (u bang into the car backside )touch wood =x
u cannot claim ur bike repair fee but the car can claim ur insurance company.

subisisniki SG

huh?? bike more than 5 years dun need insurance?

paikuakia^^ SG

bike more than 5 years cannot BUY first party insurance.

can buy 2nd or 3rd party

feng125 SG

can explain wat is 1st 2nd 3rd party insurance and wats their diff? so obviously mine is 3rd party but am i insured from things like fire or theft or kena bang by drunk driver?

paikuakia^^ SG

first party cover fire ,theft and even (self accident) can also claim the insurance company =D if ur ACCESS is example $1000 and ur bike repair fee is $2000 u just pay the access $1000 the rest the insurance company pay but next time u buy the insurance it will cost more =D

2nd party cover fire and theft and cannot claim own bike repair fee unless the accident is not ur fault u claim the other party insurance company =D

3rd party si me also bo lah .the good thing about 3rd is u hit car or bike u no need pay for the damage u did to them they claim your insurance company