actually i was asking at wat kind of situation can i apply for
either 1st or 2nd party. [/B][/QUOTE]
That depends on the age of the bike. If less than 5 years old cos
the accident statistics is suppose to increase with age.
But do consider. First party is very ex.
How ex your insurance is depends on the following:
1.) Age: >21 years cheaper
2.) Riding experience/ Driving experience
3.) Any demerit pts/ court conviction in the pas THREE years.( not
one year as I originally thought)
4.) insurance company.
5.) First/2nd /3rd party
6.) Any rider clause
7.) any sub riders
8.) Any other usage of bike ( e.g attach side-cars) , for goods
transport etc.)
I believe only NTUC has first party. Correct me if i am
wrong.
Anyway , i have a huge database of accumulated data from nightless
surfing of the net. On insurance and anything else abt bikes, can
send an attachment to you thru email.
= )
