personal accident insurance

Hanamichi SG

Testing…

Imaginary SG

Most guys who have served NS would have bought some form of insurance... I'm one of them Smile

token ring SG

a must...

lanxx SG

I bought hospitalisation insurance. costs me like $30-60 a year, insure like max 60% of hopistal charges. Deducted thru CPF.

Bought it just in case *touch wood* I need it

hello_fromjoel SG

Hi i have SAF Group insurance too but EXCLUDES motorcycle accidents or any activities related to it. So if i buang and die i get nothing,also if i get minor scratches i will have to pay for hospitalisation from my own pocket

So i bought a AIA PAL insurance costs only $11 per month but covers me for $25,000 for death and total permanent disablement

Also claims up to $2,500 with no excess for any forms of accidents/injuries be it just minor scratches or a fracture from buanging

I bought it just in case - touch wood

And best of all it covers MOTORCYCLING, wild sports like bungee jumping , terrorist strikes and riots etc. Impt since i am going for student exchange soon again.

I am not an insurance agent, but you can contact my agent who is a friendly lady:
Lee Marine
HP:96249950
PG:95076800
Most insurance agent won't entertain such a small insurance package so just call her and say you are a friend of joel ho. Hope it helps.

[This message has been edited by hello_fromjoel (edited 12 December 2001).]

[This message has been edited by hello_fromjoel (edited 12 December 2001).]

daniuge SG

i am not tokking about insurance for bikes like 1st party or third party, it’s insurance for the rider. just wondering who in this forum bought insurance for themselves. i intend to buy for myself leh…

l3stat SG

is there any insurance that will like pay big sums of money in the case of death? even for motorcycle-related deaths? i’m talking about like payoffs in millions? the premium would be quite ex right? anyone got lobang anot? wanna make sure my parents are covered….

Psycho V SG

recently (last 2 mth), DBS account holders were offered some accident insurance scheme, i dunnoe if it includes moto accidents, but its realli cheap compared to de rest.

daniuge SG

great eastern good or not anybody got rough incidents with them? juz want to find out more before buying from them

hello_fromjoel SG

Hmmmph ,
it is not the company , it is the agent,
every agent will be nice to you in the first few years cos they get huge commisions from you. After that they bo chap you.

So best is get a relative or close friend who is an agent, next best is get a guy who is committed to the profession. Worse thing is you buy insurance from a part-timer/house-wife and she quits halfway , the company just allots you to someone you don't know!

Motor insurance- Ease of claiming ( at least for cars) best is NTUC , worst is DBS ICS .
The other big ones like Prudential , GE, AIA are all good bets and they have good S&P ratings-stipulating good financial status

As far as i know ALL whole-life insurance and ILPs do not cover motorcycles. You need to buy PA and they have to cover motorcycles.
If you intend to cover up to $1000,000, you just need to pay up more premium. $11 for $25,000.

And btw , the premium also depends on class of occupation,if you are a office worker you are class 1 and if you are a construction worker you are class 4 , the premium increases. The good thing is they don't care whether you motorbike or not , just your class of occupation

jeremywe SG

Yup, i got personal accident insurance. For motorbikers one... Try asking ntuc.