I was refering to how they work... NOT the difference in
products/services. Read properly please...
Here is my take. In MLM, u recruit downlines to build a network
of distributors to work for u so that u can get passive income
flowing in, over the long haul, even with zero effort on your part
but an active network, u can literally see reasonable income
flowing in every month
Insurance is different, is something like direct sales. U are
just selling the plan to customers, they enjoy the benefits of the
plan without the obligation to join your company as an active
worker. An insurance sale closing yields high commissions for the
agent but everything is literally active income, as the chinese
saying goes , 'yi fen gen yun, yi fen shou hou'