I think there is some confusion between SwissCash and something
called eSwissCash?
SwissCash has only 1 plan:
300% returns at end of 450 days, minimum USD100.
monthly interest of 10% per month for first 3 months,
15% per month for the 4th, 5th, 6th month,
20% per month for the 7th, 8th, 9th month,
25% per month for the 10th, 11th, 12th month,
30% per month for the 13th, 14th, 15th month,
withdrawable every month.
a Daily Interest Payment will be paid daily for non-withdrawed
interest moneys inside the account.
current rate is 0.1% per day.
For your information, this scheme is not a Pyramid.
That is very clear. Lots of literature can be found as to what is a
Pyramid scheme.
More precisely, SwissCash may be a scam, but it barely, only just
barely, qualifies as MLM due to the binary compensation structure,
other than that, all other payments are only 1 level
downwards.
And the binary structure won't make anybody rich quickly because
only new downline accounts within one calendar month can qualify
for the binary payment.
After looking at the pay structure, it is in fact less promising
than many of the large MLM companies.
It's even very low for people who are used to HYIPs.
To summarise:
SwissCash may be a scam,
but it is not a Pyramid scheme,
it is an MLM (just barely),
it is not HYIP