basically it says that all companies with a multi-level reward
structure (including insurance companies) need to deal with
real-life products.
commissions can be generated only when products are bought.
also, there is 60 days for consumers to get their refunds from
companies they join.
also, participants of schemes which fall outside the cover of the
MLM exclusion order... are liable for prosecution themselves.
(watch out all you swisscash account holders 
)
