First of all, the help you asked for should be from a lawyer
which I am not.
Hence just some thoughts to the points raised by you.
You had bought a magnetic mattress from Asayo
Group about 8 yrs back for about
$1700 under hired purchase. Paid
$300 plus and loaned $1300plus.
Since then, you had returned the mattress to the company and
stopped further payment.
Now Asayo Group started to demand
$26,000plus.
The hired purchase form is an inhouse form.
They threatened legal action if you dont pay within 14
days.
You have no document at all other than the most recent letter
from Asayo Group.
I guess, they are many ways to look at and handle this issue.
I guess after more than 8 years for Asayo Group to start demanding
is a bit too long. They do not have any mitigating factor in
cutting their lost, ie they cannot demand such a large sum in such
a long lapse in common sense.
So I guess the best action is to do nothing and just sit tight and
collect all the letters (legal or otherwise). Once you have
sufficient details from Asayo Group ie their lawyer letters etc,
then raise this to CASE with copy to The Strait Times. Try to write
precisely. CASE do have voluntary lawyers to help out. I think The
Strait Times do take interest to see the outcome of such underdog
case.
I guess other could also suggest to write to CASE
immediately.
It is very good that ck2004kc offered his help. I
do think you can take up his offer at the same time.
Good luck.
