nothing against china cars or "whatever-country-made" cars, as
long as their safety standard are kept in place. as some of them
mentioned, is not you who create the accident but some other
careless/reckless drivers that comes into your path... and looking
at the crash test vehicles... bro you must really be CAREFUL!
as for the 10years loan, my advice (if it's not too late) to revise
to a shorter loan term, cos you might change your mind after
driving it and you can't change unless you're willing to fork out
the remaining "penalty". IMO, average sg drivers will change their
ride ard 4-5 years time.