hey sbs8033
thanks for the understanding 
but what's there to forgive.. anyway next time I'll just
put courtesy of _____ under the pic if the original pic belongs to
someone here, just in due respect for the effort he took to capture
the photo and upload it here..
but if you're saying everytime I should ask permission from the
owner just to post it here than
.. it's not like its copyrighted or I am
using it for any commercial purpose..
peace 
and I'll take ur advice to use a better editing software..
anyone here knows of Arcsoft Photo Impression.. its quite as good
as photoshop.. much better than paint also.. I will do another pic
in that and you see whether its nice 
1. A sentence of "courtesy of _____" is not enough. First get
the acknowledgement and agreement from the owner before using the
picture.
2. Yes you have to ask everytime you want to use photos taken by
others, because the photos ARE COPYRIGHTED, and
even if you're not using it for commercial use, the copyright act
only allows 10% of the 'data/information' to be reproduced for own
use.
3. And all I've posted is for your information and for your own
well-being. Breaking the law set in Copyright Law is no joke.