yah, identity theft is scary. i shred everything too.
no, no money lost. the bank i work for is *ahem* very diligent. hee
hee...
well, of course all my banking stuff are with this bank lah because
i'm staff mah. got staff benefits. the fraud dept, once they sense
something amissed, they call me up. go through all the up to date
transactions. confirmed all transactions are legitimate, then
cancel my card and re-issue. so lucky no issue for me. that already
made me wary liao. so now, i more careful lah.